.. _conclusion_reference-label:

Conclusion: what you now know
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By following these phases:

1. You have **identified data** on each country-risk’s frequency and severity (historical + synthetic).

2. You have a **layered coverage approach**, where local resources (Layer 1) are supplemented by a risk pooled global fund (Layer 2) with insurance back up (layer 3).

3. You can see the **total liability** if multiple risks trigger in the same year.

4. You can **optimise** coverage by adjusting triggers, exhaustion points, reinstatements and reinsurance.

5. You can ensure **predictable, pre-arranged financing** that bolsters disaster response planning and upholds the right to protection for those at risk.